Sunday, January 11, 2015

Why Own When You Can Charter a Yacht?

Why Own When You Can Charter a Yacht?

The time may be coming soon when you will want to take that next step in providing a wonderful get away experience for your family by purchasing a yacht.  Perhaps you have been thinking it about it for a little while but something is holding you back.  It might be that you are not familiar enough yet with what might go with yacht ownership so you want to enjoy some outings on a yacht with just you and your family before making that decision. 

Another drawback for some is the overhead of taking care of a yacht, particularly off season when you really don’t want to think about the boat.  But you still have to have it stored and cared for and then conditioned to go on the water when you are ready.  While you can hire people to do all that, it does seem like a lot of trouble, particularly if you don’t know if a yacht is a good fit to your lifestyle.

So a good option is to charter a yacht for a week or so to enjoy the experience of yachting while you make the decision about ownership.  You might even go this route throughout the spring and summer which gives you the chance to try out different levels of chartering and different sizes and types of yachts.  By giving yourself that experience, if you do chose to buy next year, you know about whether you want a sail or powered yacht (or a combination vessel) and how large of yacht you want the yacht and what amenities will make your yachting experience complete.

One thing you may want to "test drive" on your chartered yacht is the extent of involvement in the actual operation of the vessel that you and your family and friends wish to have.  For some, having all the work done while you enjoy the pleasure of cruising along the route to the next destination is the definition of luxurious relaxation.  But if you have the bug for being involved with the boat and to get more "hands on", there are different options where you can have all or some of the responsibility for the operation of the yacht falls to you.

A skippered yacht is a good middle ground if you want to learn about the work needed to operate a working vessel at sea but you don’t want to or don’t have the skills and knowledge to take her out yourself.  You charter the yacht itself and a skipper whose job it is to make sure the voyage goes well and that the vessel is operated properly and safely.  But that skipper does not bring a crew on board of your yacht.  So by default, the crew duties will fall to you and the other passengers on the trip.

This kind of chartered yacht trip can be fun for the entire party because you can learn a little about yachting but the responsibilities all stay with the skipper.  In truth, because the skipper knows he is there to make your outing enjoyable, he will give your group as many chores as he feels you want to carry and make sure the rest gets done himself.  One situation where this works well is when you have teenagers or young people who are eager to be crewmen on a ship but need the guidance of the skipper.

At the two opposing ends of the skippered charter experience are the crewed charter and the bareboat charter.  If you are feeling confident and adventuresome, the bareboat charter turns the vessel completely over to you.  You charter the vehicle and the necessities of the trip and you are given an orientation.  But you take her out and operate the vessel depending entirely on the skills and labor of your team.  It’s a good option when you are preparing to buy your first yacht to make sure you and your team are ready for boat ownership.

A crewed charter is ideal for a completely luxurious experience because you bring on board the cook, the skipper and all the needed crewmen so you are free to kick back and just enjoy your time at sea.  This is the ultimate in chartered luxury.  And it’s the kind of experience you could get so used to, you might never purchase your own yacht because the crewed charter pampers you completely.

awesome Yacht and the Super Yacht

The Yacht and the Super Yacht

In any area of life but particularly in something relating to entertainment and getting away for an excursion, there is always the ultimate experience and then more modest ambitions.  For many of us, a weekend on a yacht, just enjoying the sea, the beautiful sunset and maybe a bit of romance is plenty.  But it could be that you may one have the once of a lifetime experience where there is no request too far fetched and your pleasure is untapped and that can be achieved with an excursion aboard a super yacht. 

Super yachts are almost always very large boats but they are still charter vehicles designed for a single party to rent for a few days or few weeks of life aboard a yacht that is quite literally a five star hotel on the water.  Even taking a tour of a super yacht can take your breath away because super yachts are often over 80 feet long and have multiple levels and expansive living, dining and recreational quarters so you will never feel bored or neglected when you are on board.

When you set out on your luxurious holiday on a super yacht, there will be no such thing as going without.  You will have internet accessibility, HD Television, a chef who can compete with the finest of France or Italy and every imaginable form of water recreation from snorkeling, fishing, water skiing, scuba and jet skies.  Everyone in the family will be able to find something new and exciting to do every day on your super yacht vacations.  And when the adults need some time to themselves for indulgence or romance, there will be a crew member there to take the kids to shore to a wonderful entertainment experience or to show them the best of time right on board out of sight and mind from the adults.

The image of a cramped sleeping chamber of a conventional boating experience is the furthest thing from the truth on a super yacht experience.  Your chambers will be luxurious, spacious and filled with delights to enjoy privately with a lover.  In many cases there are so many services offered on a super yacht that there are more service persons onboard than guests as each one strives to make your experience the ultimate in pleasure and luxury.  So whether your pleasure is getting some time in the hot tub, laying under the care of an expert masseuse or being spoiled with a lavish diner that never seems to stop, those pleasures and any others you desire are at your disposal during your super yacht holiday.

If that wasn’t enough, most of the time super yacht outings happen in the most exotic of the world's paradise locations so when you turn your eyes to shore, you will have whole worlds of excitement open up for you. Super yachts are available to help you enjoy discovering some of the most mysterious and alluring locations on earth including the Italian or French Riviera, the Greek islands, Australia, South America, the gulf coast of North America or the exciting if a little intimidating coasts of Africa or Asia.  And you will be able to launch on adventures of a lifetime in these locations all under the watchful eye of your yacht captain and crew who will be there to shower you with luxury when you return.
For many of us, we know that at least once in our lives we will want to enjoy life in a five star hotel with servants everywhere scrambling to serve our needs.  So one way to enjoy that experience is to book your family and friends on board one of the world great super yachts and have all of these experiences plus some time of fun and adventure on the high seas to boot.

International Health Insurance for Overseas Travel

International Health Insurance for Overseas Travel

Traveling overseas is enjoyed by a lot of people nowadays because of the many choices when it comes to international travel. You can travel through air, by land, or sea. It all depends on where you plan to travel. This may be one reason why a lot of people want to get international health insurance.

For many years now, international health insurance is becoming more and more popular. By having this type of insurance plan, you can expect that your medical needs are covered even when you're in a distant place. Injuries and illnesses can happen at any time during your vacation and it will be a good thing if you're insured.

Health related problems can occur while you're away from home and since you're not a local resident of the place that you're visiting, you are not qualified to receive health care benefits provided by the local government. If you frequently travel overseas for vacation or for business, you should never be caught without an international travel insurance policy.

The two plans offered as basic international health insurance are travel and expatriate insurance. Both plans provide accident and sickness coverage but the coverage may vary depending on the number of days stay overseas.

Travel health or medical insurance is more popular than the expatriate because travelers think that this is a much better option especially for those who travel for only a couple of days, weeks, or months. This type of plan consists of a $1,000,000 coverage on ordinary emergency healthcare, trip interruption, and home coverage.

If you have plans to stay overseas for quite some time, you need to get expatriate health insurance. Make sure that you're covered in the foreign country and if you're with your family, they must be covered too.  This type of plan can be renewed and the coverage amount can reach as high as $5,000,000.

Insurance needs vary from one individual to another. It is therefore very important to identify all your insurance needs first before shopping for international health insurance. You must also know how long you're going to stay overseas – in terms of days, week, months, or years. Getting international health insurance is truly a wise move if you want to protect yourself, as well as your family.

Traveling overseas is not an easy decision. You see, you must have the proper resources and money in order to finance your way out of your home country. You would need extra money for some petty expenses, you need to pack your things, and most especially, you need to buy international health insurance. If you put all these things together, it can mean big money.

If you choose to travel without any form of insurance at all, you will surely regret it once you meet a medical emergency abroad because it can eat-up all your savings and leave you bankrupt. What's worse is if you're in another country and you don’t have close friends and relatives to help you out. So don’t make this mistake and secure your travel abroad.

Get the right international health insurance that can meet all your needs as you travel abroad and one that can fit right into your financial condition at present. Go for reputable and well-established insurance providers in the industry. Check if they offer specialized international health insurance policies.

Must have - Student Travel Insurance

Student Travel Insurance – A Must for Students

As a child, your parents prefer to send you to a school found in the local area. This helps them to monitor you in school because you're not far away. However, as you grow older, you soon realize that you need to pursue your studies abroad where you can learn greater knowledge and experience. This is not unusual in today's modern times and if you do decide to study abroad, you should never forget to get a student travel insurance.

Studying abroad can change a student's life drastically. The whole experience may be intimidating to you as a student but if you have student travel insurance, some of your concerns are eased. You can be sure that things like emergencies and hospital costs will not bother you.

There are different types of insurance policies and a student travel insurance is just one of them. It protects you as you study abroad and while you're away from the comforts of your home. Some student insurance policies differ in the coverage but oftentimes it includes the following – health and accident benefits, medical evacuation, lost luggage, travel delay or interruption, stolen money, and many others.  You need to determine the ones you want covered in the insurance so you need to look into each policy that comes your way. Compare the coverage and benefits as well as the exclusions. The price of the policy is not a major consideration however, if you have budgetary constraints, you can choose a cheap policy that offers most of your coverage needs.

Students studying abroad often get sick because of climate and weather changes, being homesick, or catch foreign diseases. The student can recover from whatever illness or accident that he or she encounters. As a student, you need to be prepared for these things and you already know your ticket to a problem-free student life abroad – and that is having student travel insurance.

Whether you're a teenager or an adult student, you definitely need student travel insurance. This is a need and not just a luxury. High school, college, masteral courses, or even doctoral degree students should still have insurance. You see, studying in a foreign country is very much different from studying locally so you must always prepare for the worst. This is not to scare you in any way but wouldn’t it be better to have some form of insurance to ensure your safety? Even your parents will not worry much when you're abroad because they know that you're safe and insured.

Even if you have a limited allowance, you should still get student travel insurance. There are actually affordable policies that you can purchase. Search over the internet and you can get several quotes that you can choose from. There are even special packages offered to students by the insurance providers to make the purchase of the insurance pocket-friendly.

The risks involved in studying abroad are quite huge and you probably don’t want to take chances. To assist you in studying abroad, get student travel insurance now and you will have fewer things to worry about. Now, you can study much better and you can concentrate more. Tell your parents now about your plans of studying off-country so that they can also prepare for it. They will be glad that you're also thinking about your future and they will be more than willing to help you out.

Cheapest Holiday Insurance for Your Travel to UK

Annual Cheapest Holiday Insurance for Your Travel to UK

All work and no play make a dull life. It is therefore essential to travel to a foreign place like UK to get the satisfaction and rejuvenation that you can need after so many months of work. You can even invite your friends and family with you if you like. You too can enjoy a holiday in UK and you can do this with utmost peace of mind if you have an annual cheap holiday insurance. 

Frequent travelers should not waste time purchasing travel insurance every time they travel overseas. If you travel more than once each year, you can get annual travel insurance. There are actually expensive annual insurance plans but if you're diligent with your search, you can find a cheap one that can still meet your coverage needs.

Get rid of all the tensions of traveling by purchasing annual holiday insurance. Spending the holidays away from home is unpredictable. You can’t expect the best things to happen always because whether you like or not, you can encounter certain misfortunes.  It can even be the most disastrous incidents but if you're protected and insured, you don’t have to worry.

You can come back home safe and sound despite of all the unpleasant circumstances abroad but this can only happen if you've purchased annual holiday insurance.

Here are some of the things that can be covered by your annual cheap holiday insurance:

1. Tri interruption or cancellation – this protects your investment in the airline tickets. If you're lucky enough, you can find cheap policies that cover natural disasters and terrorism.

2. Trip delay – in such a case where the trip is delayed, you can reimburse your hotel and meal expenses.

3. Emergency medical and health coverage – medical costs that you incur during your travel to UK is covered so you never have to worry again about the emergency costs that you incur outside your country.

4. Medical evacuation – you can also find a policy that covers medical evacuation to the nearest medical facility or hospital just in case you meet an accident or injury; this can also happen if you have a dreadful disease. Some policies allow travels returning to home if it is medically warranted.

5. Loss of personal things – this can include the luggage, baggage, and other important personal belongings. It can also include credit cards, travel documents, and passports.

6. An extra premium can also cover third party damages especially if there is an accident overseas or in UK.

Your holiday travel to UK will be more memorable and enjoyable if you have annual holiday insurance. Get the cheap one so that you can also save on the insurance's cost; a cheap insurance does not exactly mean that you're getting a poor quality policy. If you try to dig in deeper in your searches, you can find cheap annual holiday insurance that offers excellent coverage. So why wait until you meet a disastrous event in your travels?

Log on to the internet now and canvas the existing travel insurance policies that you can find. Here's a good advice – try to find an insurance provider that can tailor fit their travel insurance policies according to your needs. There are a few online so just be thorough and keen in your searches. You can also get insurance quotes after providing a few personal details on the forms provided in the different sites.